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Visa Credit Card Offers & Reviews

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U.S. Bank Altitude® Go Visa Signature® Card
 

Rated 4/5.0 stars by our editorial team

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4/5.0 from 18 Offer Ratings
Over the Past 60 Days!

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on U.S. Bank's secure site

Rates & Fees
  • Sign-Up Bonus Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening.
  • Rewards Rate Earn 4X points on dining, takeout, and restaurant delivery, 2X points at grocery stores, grocery delivery, gas stations, EV charging stations and on streaming services. Plus, a $15 credit for annual streaming purchases like Netflix, Hulu, Spotify®, Apple Music, Disney+, HBO Max and more! And earn 1X points on all other eligible purchases.
  • Intro APR 0% for 12 billing cycles on purchases, then 18.74% - 27.74% (Variable) and 0% for 12 billing cycles on balance transfers, then 18.74% - 27.74% (Variable)
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®
  • Sign-Up Bonus Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening.
  • Rewards Rate Earn 4X points on dining, takeout, and restaurant delivery, 2X points at grocery stores, grocery delivery, gas stations, EV charging stations and on streaming services. Plus, a $15 credit for annual streaming purchases like Netflix, Hulu, Spotify®, Apple Music, Disney+, HBO Max and more! And earn 1X points on all other eligible purchases.
  • Intro APR 0% for 12 billing cycles on purchases, then 18.74% - 27.74% (Variable) and 0% for 12 billing cycles on balance transfers, then 18.74% - 27.74% (Variable)
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®

Highlights

  • Intro Offer: Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening. That's a $200 value redeemable towards merchandise, gift cards, cash back, travel and more. 
  • 4X points on dining, takeout, and restaurant delivery.  
  • 2X points on streaming services. Plus, a $15 credit for annual streaming purchases like Netflix, Hulu, Spotify®, Apple Music, Disney+, HBO Max and more!  
  • 2X points at grocery stores, grocery delivery, gas stations, and EV charging stations  
  • 1X point on all other eligible purchases. 
  • 0% Intro APR on purchases and balance transfers for the first 12 billing cycles. After that, a variable APR applies, currently 18.74% - 27.74%.  
  • No Annual Fee 
  • Points never expire  
  • Terms and conditions apply.

Our pick for best unlimited cash back card

Wells Fargo Active Cash® Card
 

Rated 4/5.0 stars by our editorial team

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4/5.0 from 208 Offer Ratings
Over the Past 60 Days!

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on Wells Fargo's secure site

Rates & Fees
  • Welcome Offer Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
  • Rewards Rate Earn unlimited 2% cash rewards on purchases
  • Extra Perks No categories to track or remember and cash rewards don't expire as long as your account remains open
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®
  • Welcome Offer Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
  • Rewards Rate Earn unlimited 2% cash rewards on purchases
  • Extra Perks No categories to track or remember and cash rewards don't expire as long as your account remains open
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®

Highlights

  • Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
  • Earn unlimited 2% cash rewards on purchases
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 18.74%, 23.74%, or 28.74% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
  • $0 annual fee
  • No categories to track or remember and cash rewards don't expire as long as your account remains open
  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
  • Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card. (subject to a $25 deductible).
  • Select “Apply Now” to learn more about the product features, terms and conditions

See additional details for Wells Fargo Active Cash® Card

Chase Freedom® Student credit card
 

Rated 0/5.0 stars by our editorial team

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0/5.0 from 0 Offer Ratings
Over the Past 60 Days!

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on Chase's secure site

  • Rewards Rate Earn 1% cash back on all purchases plus $20 Good Standing Rewards after each account anniversary for up to 5 years
  • Sign-Up Bonus $50 Bonus after first purchase made within the first 3 months from account opening
  • APR 17.99% Variable on purchases and balance transfers
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®
  • Rewards Rate Earn 1% cash back on all purchases plus $20 Good Standing Rewards after each account anniversary for up to 5 years
  • Sign-Up Bonus $50 Bonus after first purchase made within the first 3 months from account opening
  • APR 17.99% Variable on purchases and balance transfers
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®

Highlights

  • $50 Bonus after first purchase made within the first 3 months from account opening
  • Earn 1% cash back on all purchases
  • No annual fee
  • $20 Good Standing Rewards after each account anniversary for up to 5 years
  • Earn a credit limit increase after making 5 monthly payments on time within 10 months from account opening when meeting credit criteria
  • No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.
  • Free credit score with Chase Credit Journey

See additional details for Chase Freedom® Student credit card

Upgrade Cash Rewards Visa®
 

Rated 3/5.0 stars by our editorial team

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3/5.0 from 4 Offer Ratings
Over the Past 60 Days!

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on Upgrade's secure site

  • Credit Line Up to $20,000*
  • Rewards Rate 1.5% unlimited cash back on card purchases every time you make a payment
  • Annual Fee $0
  • Annual Fee $0
  • Credit Needed Fair
  • Card Brand Visa®
  • Credit Line Up to $20,000*
  • Rewards Rate 1.5% unlimited cash back on card purchases every time you make a payment
  • Annual Fee $0
  • Annual Fee $0
  • Credit Needed Fair
  • Card Brand Visa®

Highlights

  • Earn 1.5% unlimited cash back on card purchases every time you make a payment
  • Earn a $200 bonus on your Upgrade Card after opening a Rewards Checking account and making 3 debit card transactions*
  • Combine the flexibility of a credit card with the predictability of a personal loan
  • $0 annual fee, $0 activation fees, $0 maintenance fees
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Access to a virtual card while you wait for your card to arrive in the mail
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability 
  • * To qualify for the $200 welcome bonus, you must open and fund a new Rewards Checking account and make 3 debit card transactions within 60 days of your Upgrade Card account opening. The bonus will be applied as a one-time credit to your account and will not otherwise reduce the amount of your regular monthly payments. The bonus credit will be posted to your Upgrade Card as a rewards credit within 1-2 billing periods following the third debit card transaction on your Rewards Checking account. Your Upgrade Card must be in good standing to receive a bonus.

See additional details for Upgrade Cash Rewards Visa®

*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.

Visa Card Overview

Visa credit cards – which are provided through the Visa International brand – have a history that can be traced back to 1958, when Bank of America launched its BankAmericard program in California. Launching that charge card marked the birth of the credit card industry, and in the 1970s that original credit card evolved into the Visa Card. The name Visa was chosen by the company’s founder who thought that it would translate easily into different languages while conveying the idea of worldwide acceptance.

Visa International provides credit cards through more than 20,000 different financial institutions. Visa doesn’t actually issue cards directly to consumers but instead provides a Visa credit card processing system and brand and those banks and other businesses that issue the Visa cards set their own interest rates, create their own rewards programs, send out their own offers, and provide their own credit card customer service.

Cardholders in more than 150 countries use Visa card branded plastic, and there are more than 1 billion Visa credit cards in circulation. These cards account for more than $3 trillion per year in transactions, and Visa credit cards (and debit cards) are accepted by millions of merchants throughout the world.

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