Blue Cash Everyday® Card from American Express

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Rates & Fees | Terms Apply
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Blue Cash Everyday® Card from American Express

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Rated 4/5.0 stars by our editorial team

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4/5.0 from 30 Offer Ratings
Over the Past 60 Days!

(30) Over the Past 60 Days!
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Rates & Fees

Terms Apply

  • Regular Purchase APR 16.24%-27.24% Variable
  • Intro Purchase APR 0% on purchases for 15 months
  • Intro BT APR 0% on balance transfers for 15 months
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand American Express
  • Regular Purchase APR 16.24%-27.24% Variable
  • Intro Purchase APR 0% on purchases for 15 months
  • Intro BT APR 0% on balance transfers for 15 months
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand American Express

Highlights

  • Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
  • No Annual Fee.
  • Balance Transfer is back! Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 16.24% to 27.24% variable APR.
  • 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
  • New! 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
  • 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.
  • Get $7 back each month after using your Blue Cash Everyday® Card to spend $13.99 or more each month on an eligible subscription to The Disney Bundle, which includes Disney+, Hulu, and ESPN+. Enrollment required.
  • Terms Apply.

Card Fees

Foreign Transaction Fee

2.7% of each transaction after conversion to US dollars.

Balance Transfer Fee

Either $5 or 3% of the amount of each transfer, whichever is greater.

Cash Advance Fee

Either $10 or 5% of the amount of each cash advance, whichever is greater.

Penalty APR

29.99% Variable

Ongoing Information

Rewards Rate

3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%. 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%. 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%. 1% cash back on other purchases. Terms apply.

Annual Fee

$0

Additional Card Details

$0 Fraud Liability

Yes

Auto Rental Insurance

Yes

Extended Warranty Program

No

Roadside Assistance

No

Purchase Protection

Yes

Travel Assistance

Yes

Flight Accident Insurance

No

Lost Luggage Reimbursement

No

Concierge Service

Yes

Expert Reviews

From the CompareCards.com Editorial Team, updated on Aug 14, 2022

The Blue Cash Everyday® Card from American Express is a solid cash back card without an annual fee. The card comes with a great rewards rate and cardholders can earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months. For ongoing rewards, this card comes with bonus cash back categories such as 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%. 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%. 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%. 1% cash back on other purchases. Terms apply.

There's an intro APR of 0% on purchases for 15 months on purchases - after the intro period is up, the APR will be 16.24%-27.24% Variable depending on your creditworthiness. It's the same for balance transfers: an intro APR of 0% on balance transfers for 15 months, then 16.24%-27.24% Variable APR after that.

Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. If you want to add family or friends to your account, you can do so for no extra charge, and you'll earn more Reward Dollars each time they use their cards. You can manage your card, track your spending and budget, and redeem rewards online using free Amex customer account tools.

Expert Reviews of the Blue Cash Everyday® Card from American Express

  • 3.0

    Regular APR

  • 5.0

    Intro APR

  • 4.0

    Fees

  • 4.0

    Benefits

  • 4.0/5

    Overall Rating

The Bottom Line

The Blue Cash Everyday® Card from American Express is a robust cash-back card with no annual fee. You can easily earn extra cash, there is a great welcome offer, and the program doesn’t have lots of annoying restrictions. Plus you get the exceptional service you’d expect with any Amex credit card.

The Good

With no annual fee, generous rewards rates, and the welcome offer, this is a great card for any consumer. You'll also receive the legendary American Express perks and customer service.

The Not so Good

Outside of the the special bonus categories, you only earn 1% cash back on purchases.

Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.

Consumer Reviews

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OFFER RATING

4.0/5.0

30 Total Ratings

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YOUR RATING

 

Rated 4/5.0 stars by our editorial team

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Change my rating to: Average

4/5.0 from 30 Offer Ratings
Over the Past 60 Days!

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