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- Regular Purchase APR 19.49% Variable
- Intro Purchase APR N/A
- Intro BT APR N/A
- Annual Fee $0
- Credit Needed Excellent/Good
- Card Brand Visa®
- Regular Purchase APR 19.49% Variable
- Intro Purchase APR N/A
- Intro BT APR N/A
- Annual Fee $0
- Credit Needed Excellent/Good
- Card Brand Visa®
Highlights
- $50 Bonus after first purchase made within the first 3 months from account opening
- Earn 1% cash back on all purchases
- No annual Fee
- $20 Good Standing Rewards after each account anniversary for up to 5 years
- Earn a credit limit increase after making 5 monthly payments on time within 10 months from account opening when meeting credit criteria
- No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.
- Free credit score with Chase Credit Journey
Card Fees
Foreign Transaction Fee
3% of each transaction in U.S. dollars
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Cash Advance Fee
Either $10 or 5% of the amount of each transaction, whichever is greater.
Penalty APR
Up to 29.99%
Ongoing Information
Rewards Rate
Earn 1% cash back on all purchases plus $20 Good Standing Rewards after each account anniversary for up to 5 years
Annual Fee
$0
Additional Card Details
$0 Fraud Liability
No
Auto Rental Insurance
No
Extended Warranty Program
No
Roadside Assistance
No
Purchase Protection
No
Travel Assistance
No
Flight Accident Insurance
No
Lost Luggage Reimbursement
No
Concierge Service
No
Expert Reviews
From the CompareCards.com Editorial Team, updated on Mar 23, 2023
Expert Reviews of the Chase Freedom® Student credit card
The Bottom Line
The Good
The Not so Good
Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Chase.
Consumer Reviews
OFFER RATING
/5.0
Related Card Offers
How CompareCards Gets Paid
CompareCards is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). CompareCards does not include all credit cards available in the marketplace.
- Intro Purchase APR 0% intro for 6 Months*
- Rewards Rate 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically
- Ongoing APR 17.49% - 26.49% Variable APR*
- Annual Fee $0
- Credit Needed Fair/Limited
- Card Brand Discover
- Intro Purchase APR 0% intro for 6 Months*
- Rewards Rate 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically
- Ongoing APR 17.49% - 26.49% Variable APR*
- Annual Fee $0
- Credit Needed Fair/Limited
- Card Brand Discover
Highlights
- INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
- Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
- No credit score required to apply.
- Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
- No annual fee and build your credit with responsible use.
- 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 17.49% - 26.49% applies.
- Click through to Discover’s website to see terms and conditions.
See additional details for Discover it® Student Cash Back
- Intro Purchase APR 0% Intro APR for 6 months
- Rewards Rate 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically
- Ongoing APR 17.49% - 26.49% Variable APR*
- Annual Fee $0
- Credit Needed Fair/Limited
- Card Brand Discover
- Intro Purchase APR 0% Intro APR for 6 months
- Rewards Rate 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically
- Ongoing APR 17.49% - 26.49% Variable APR*
- Annual Fee $0
- Credit Needed Fair/Limited
- Card Brand Discover
Highlights
- INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
- Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
- No credit score required to apply.
- Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
- No annual fee and build your credit with responsible use.
- 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 17.49% - 26.49% applies.
- Click through to Discover’s website to see terms and conditions.
See additional details for Discover it® Student chrome
- Rewards Rate 1% Cash Back on all purchases; 0.25% Cash Back bonus on the cash back you earn each month you pay on time; 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
- Bonus Cash Back Earn 0.25% bonus on the cash back you earn each month you pay on time
- APR 29.74% (Variable)
- Annual Fee $0
- Credit Needed Fair/Limited
- Card Brand Visa®
- Rewards Rate 1% Cash Back on all purchases; 0.25% Cash Back bonus on the cash back you earn each month you pay on time; 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
- Bonus Cash Back Earn 0.25% bonus on the cash back you earn each month you pay on time
- APR 29.74% (Variable)
- Annual Fee $0
- Credit Needed Fair/Limited
- Card Brand Visa®
Highlights
- Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- Enjoy no annual fee, foreign transaction fees, or hidden fees
- Lock your card in the Capital One Mobile app if it's misplaced, lost or stolen
- Earn up to $500 a year by referring friends and family when they're approved for a Capital One credit card
- Pick the monthly due date that works best for you
- Pay for Amazon.com purchases using your Capital One rewards
- Pay for online purchases with virtual card numbers and keep your actual card number to yourself
- Get notified via text, email, and phone if Capital One notices potential suspicious transactions on your account
- Build your credit with responsible card use
- For Capital One products listed on this page, some of the benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply
See additional details for Journey Student Rewards from Capital One
