Citi® Diamond Preferred® Card

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Our pick for longest period of 0% intro APR on balance transfers

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Citi® Diamond Preferred® Card

 

Rated 5/5.0 stars by our editorial team

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5/5.0 from 233 Offer Ratings
Over the Past 60 Days!

  • Regular Purchase APR 16.74% - 27.49% (Variable)
  • Intro Purchase APR 0% for 12 months on Purchases
  • Intro BT APR 0% for 21 months on Balance Transfers
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®
  • Regular Purchase APR 16.74% - 27.49% (Variable)
  • Intro Purchase APR 0% for 12 months on Purchases
  • Intro BT APR 0% for 21 months on Balance Transfers
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®

Highlights

  • 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 16.74% - 27.49%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • For a limited time earn a $150 Statement Credit after you spend $500 on purchases in the first 3 months of account opening.
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • Get free access to your FICO® Score online.
  • With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
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Card Fees

Foreign Transaction Fee

3%

Balance Transfer Fee

Balance transfer fee applies with this offer 5% of each balance transfer; $5 minimum.

Cash Advance Fee

5% of each cash advance; $10 minimum

Penalty APR

Up to 29.99% Variable

Ongoing Information

Rewards Rate

N/A

Annual Fee

$0

Additional Card Details

$0 Liability on Unauthorized Changes

No

Auto Rental Insurance

No

Extended Warranty Program

Yes

Roadside Assistance

No

Purchase Protection

Yes

Travel Assistance

No

Flight Accident Insurance

No

Lost Luggage Reimbursement

No

Concierge Service

Yes

Expert Reviews

From the CompareCards.com Editorial Team, updated on Dec 01, 2022

For those looking for a credit card with a low interest rate and lengthy promotional purchase and balance transfer period, the Citi® Diamond Preferred® Card, from our partner Citi, card could be a great choice for you. This card offers an incredible intro APR of 0% for 21 months on Balance Transfers and 0% for 12 months on Purchases along with no annual fee. Not only is the regular APR of 16.74% - 27.49% (Variable) highly competitive amongst other offers, but the Citi® Diamond Preferred® Card also offers a multitude of cardholder perks.

This card offers free access to cardholders' FICO® Scores. Overall, the Citi® Diamond Preferred® Card is a great offer for anyone looking for a simple credit card that offers a long 0% intro APR and no annual fee.

Expert Reviews of the Citi® Diamond Preferred® Card

  • 4.5

    Regular APR

  • 5.0

    Intro APR

  • 5.0

    Fees

  • 3.5

    Benefits

  • 5.0/5

    Overall Rating

The Bottom Line

This card is a great choice for those looking to save by avoiding considerable interest rate expenses on high card balances.

The Good

This card offers an industry-leading promotional intro periods that could save you hundreds if you're currently stuck under high interest credit card debt.

The Not so Good

If you are interested in cash back or rewards, this card isn't for you.

Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Citibank.

Consumer Reviews

star rating

OFFER RATING

5.0/5.0

233 Total Ratings

5 STARS

(79)

4 STARS

(71)

3 STARS

(36)

2 STARS

(25)

1 STAR

(22)

YOUR RATING

 

Rated 5/5.0 stars by our editorial team

Click the stars to submit your rating.

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Thanks for rating!

Change my rating to: Average

5/5.0 from 233 Offer Ratings
Over the Past 60 Days!

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