Discover it® chrome

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Discover it® chrome

 

Rated 4/5.0 stars by our editorial team

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4/5.0 from 9 Offer Ratings
Over the Past 60 Days!

(9) Over the Past 60 Days!
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Rates & Fees
  • Regular Purchase APR 13.49% - 24.49% Variable APR
  • Intro Purchase APR 0% Intro APR for 15 months
  • Intro BT APR 0% Intro APR for 15 months
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Discover
  • Regular Purchase APR 13.49% - 24.49% Variable APR
  • Intro Purchase APR 0% Intro APR for 15 months
  • Intro BT APR 0% Intro APR for 15 months
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Discover

Highlights

  • INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn cash back on your next road trip with 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • NEW! Discover helps remove your personal information from select people-search websites. Activate by mobile app for free.
  • Every $1 you earn in cash back is $1 you can redeem.
  • NEW Intro APR: Get a 0% intro APR for 15 months on purchases. Then 13.49% - 24.49% Standard Variable Purchase APR applies, based on credit worthiness.
  • No annual fee.
  • Click "Apply Now" to see terms and conditions.

Card Fees

Foreign Transaction Fee

None

Balance Transfer Fee

3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

Cash Advance Fee

see terms

Penalty APR

N/A

Ongoing Information

Rewards Rate

2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically

Annual Fee

$0

Additional Card Details

$0 Fraud Liability

Yes

Auto Rental Insurance

No

Extended Warranty Program

No

Roadside Assistance

No

Purchase Protection

No

Travel Assistance

No

Flight Accident Insurance

No

Lost Luggage Reimbursement

No

Concierge Service

No

Expert Reviews

From the CompareCards.com Editorial Team, updated on Aug 14, 2022

The Discover it® chrome credit card comes with everything you wish all credit cards came with – no annual fee, no foreign transaction fees, no overlimit fee, and a free pass the first time you miss a payment! Cardholders also get an intro APR of 0% Intro APR for 15 months on both purchases and balance transfers. after that, the APR is 13.49% - 24.49% Variable APR on purchases and balance transfers.

With the Discover it® chrome credit card you can earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically. Rewards can be redeemed at any time and never expire. Cardholders can choose to have their cash back rewards credited to their account, donate them to a charity of their choice, or to pay for items from select online retailers. As an exclusive offer, Discover will automatically match all the cash back you've earned at the end of your first year of cardmembership.

Expert Reviews of the Discover it® chrome

  • 4.0

    Regular APR

  • 3.0

    Intro APR

  • 4.0

    Fees

  • 4.0

    Benefits

  • 4.0/5

    Overall Rating

The Bottom Line

The Discover it® chrome credit card has an excellent rewards program, a nice intro APR and very few fees. If you’re trying to earn bonus rewards for restaurant and gas purchases, this card is a great choice!

The Good

Cardholders won’t have to pay an annual fee and will earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically Rewards don’t expire and can be redeemed easily online.

The Not so Good

The bonus rewards caps out at $1,000 per quarter.

Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Discover.

Consumer Reviews

star rating

OFFER RATING

4.0/5.0

9 Total Ratings

5 STARS

(1)

4 STARS

(1)

3 STARS

(5)

2 STARS

(1)

1 STAR

(1)

YOUR RATING

 

Rated 4/5.0 stars by our editorial team

Click the stars to submit your rating.

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Thanks for rating!

Change my rating to: Average

4/5.0 from 9 Offer Ratings
Over the Past 60 Days!

(9) Over the Past 60 Days!
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