Discover it® Miles

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Discover it® Miles

 

Rated 4.5/5.0 stars by our editorial team

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4.5/5.0 from 63 Offer Ratings
Over the Past 60 Days!

(63) Over the Past 60 Days!
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Rates & Fees
  • Regular Purchase APR 13.49% - 24.49% Variable APR
  • Intro Purchase APR 0% Intro APR for 15 months on purchases
  • Intro BT APR 0% Intro APR for 15 months on balance transfers
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Discover
  • Regular Purchase APR 13.49% - 24.49% Variable APR
  • Intro Purchase APR 0% Intro APR for 15 months on purchases
  • Intro BT APR 0% Intro APR for 15 months on balance transfers
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Discover

Highlights

  • UNLIMITED BONUS: Only Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles.  There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
  • Automatically earn unlimited 1.5x Miles on every dollar of every purchase - with no annual fee.
  • Redeem Miles to pay any part of your monthly bill, including your minimum payment.
  • Turn Miles into cash in any amount, any time. Or redeem as a statement credit for travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more with no blackout dates. However you redeem, Miles keep the same value. And Miles never expire.
  • New Intro APR: 0% intro APR for 15 months on purchases. Then 13.49% - 24.49% Standard Variable Purchase APR will apply.
  • NEW! Discover helps remove your personal information from select people-search websites. Activate by mobile app for free.
  • Discover is accepted nationwide by 99% of the places that take credit cards.
  • Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • Click "Apply Now" to see terms and conditions.

Card Fees

Foreign Transaction Fee

None

Balance Transfer Fee

3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

Cash Advance Fee

see terms

Penalty APR

None

Ongoing Information

Rewards Rate

Automatically earn unlimited 1.5x Miles on every dollar of every purchase - with no annual fee.

Annual Fee

$0

Additional Card Details

$0 Fraud Liability

Yes

Auto Rental Insurance

No

Extended Warranty Program

No

Roadside Assistance

No

Purchase Protection

No

Travel Assistance

No

Flight Accident Insurance

No

Lost Luggage Reimbursement

No

Concierge Service

No

Expert Reviews

From the CompareCards.com Editorial Team, updated on Aug 14, 2022

The Discover it® Miles card is a little different from the other Discover it® cards because it was created with the frequent traveler in mind. Discover it® Miles cardholders can Automatically earn unlimited 1.5x Miles on every dollar of every purchase - with no annual fee.

Travelers will love that they can earn unlimited Miles that won’t expire. As an exclusive offer, Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. Miles can be redeemed for any amount of credit to use towards travel purchases from your statement, or get cash at any time.

Another bonus to this card is that it comes with a 0% Intro APR for 15 months on purchases and a 0% Intro APR for 15 months on balance transfers. After that, a 13.49% - 24.49% Variable APR on purchases and a 13.49% - 24.49% Variable APR on balance transfers.

The Discover it® Miles credit card also comes with no annual fee and free FICO® Credit Score on monthly statements.

Expert Reviews of the Discover it® Miles

  • 5.0

    Regular APR

  • 4.0

    Intro APR

  • 5.0

    Fees

  • 4.5

    Benefits

  • 4.5/5

    Overall Rating

The Bottom Line

The Discover it® Miles credit card gives its cardholders more in terms of travel benefits that are coupled with an attractive introductory purchase APR and no annual fee. For those who are shopping for a good Miles rewards program, then this card is worth looking into.

The Good

There is no annual fee, a nice intro purchase APR, and cardholders will earn unlimited Miles on all purchases.

The Not so Good

This card was created with the frequent traveler in mind so if you aren’t trying to earn Miles on your purchases, this isn’t the right card for you. This card also requires good credit to qualify.

Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Discover.

Consumer Reviews

star rating

OFFER RATING

4.5/5.0

63 Total Ratings

5 STARS

(18)

4 STARS

(21)

3 STARS

(16)

2 STARS

(6)

1 STAR

(2)

YOUR RATING

 

Rated 4.5/5.0 stars by our editorial team

Click the stars to submit your rating.

Rating already submitted!

Thanks for rating!

Change my rating to: Average

4.5/5.0 from 63 Offer Ratings
Over the Past 60 Days!

(63) Over the Past 60 Days!
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