Citi® Double Cash Card – 18 month BT offer

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Citi® Double Cash Card – 18 month BT offer

 

Rated 5/5.0 stars by our editorial team

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5/5.0 from 55 Offer Ratings
Over the Past 60 Days!

  • Regular Purchase APR 17.74% - 27.74% (Variable)
  • Intro Purchase APR N/A
  • Intro BT APR 0% for 18 months on Balance Transfers
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®
  • Regular Purchase APR 17.74% - 27.74% (Variable)
  • Intro Purchase APR N/A
  • Intro BT APR 0% for 18 months on Balance Transfers
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®

Highlights

  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 17.74% - 27.74%, based on your creditworthiness.
  • Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

Card Fees

Foreign Transaction Fee

3%

Balance Transfer Fee

There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. A balance transfer fee of 5% of each transfer ($5 minimum) applies if completed after 4 months of account opening.

Cash Advance Fee

5% of each cash advance; $10 minimum

Penalty APR

Up to 29.99% (Variable)

Ongoing Information

Rewards Rate

Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.

Annual Fee

$0

Additional Card Details

$0 Liability on Unauthorized Changes

Yes

Auto Rental Insurance

No

Extended Warranty Program

No

Roadside Assistance

No

Purchase Protection

No

Travel Assistance

No

Flight Accident Insurance

No

Lost Luggage Reimbursement

No

Concierge Service

Yes

Expert Reviews

From the CompareCards.com Editorial Team, updated on Dec 01, 2022

The Citi Double Cash Credit Card, from our partner Citi, is the perfect card for earning cash back on all purchases without having to follow category restrictions throughout the year. What makes this card so unique is the ability for consumers to earn additional cash back just for making on-time payments. Citibank does advertise its products on our website.

With this card, you’re basically earning double cash back for doing what you already do on a monthly basis; making purchases and paying your bill. What’s more, you don’t need to enroll in any program and there’s no cap on the cash back you can earn.

Cardmembers will also enjoy an intro APR of 0% for 18 months on Balance Transfers and no annual fee. 

Expert Reviews of the Citi® Double Cash Card – 18 month BT offer

  • 4.0

    Regular APR

  • 5.0

    Intro APR

  • 4.0

    Fees

  • 5.0

    Benefits

  • 5.0/5

    Overall Rating

The Bottom Line

The Citi Double Cash card is great for those wanting to earn cash back on all purchases without having to worry about rotating categories and for those who carry a balance.

The Good

To start, Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. This card is also great for those wanting to pay no interest on balance transfers for 18 months.

The Not so Good

N/A

Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Citibank.

Consumer Reviews

star rating

OFFER RATING

5.0/5.0

55 Total Ratings

5 STARS

(20)

4 STARS

(16)

3 STARS

(9)

2 STARS

(7)

1 STAR

(3)

YOUR RATING

 

Rated 5/5.0 stars by our editorial team

Click the stars to submit your rating.

Rating already submitted!

Thanks for rating!

Change my rating to: Average

5/5.0 from 55 Offer Ratings
Over the Past 60 Days!

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