Trusted & Secure
3% of the amount of the cash advance, but not less than $10
1.5% Cash Back on every purchase, every day; 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
From the CompareCards.com Editorial Team, updated on Jul 03, 2022
The Capital One Quicksilver Cash Rewards Credit Card is perfect for those who want to earn a flat rewards rate on all of their purchases. Cardholders will earn unlimited 1.5% cash back on every purchase with no restrictions. This card also has a great introductory bonus offer of a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening.
Unlike other cash back cards, you don't have to wait until you've accumulated $25 in cash back to redeem your rewards; you can redeem your cash back for any amount at anytime. Your . There are also no foreign transaction fees which makes this card a great option to use while traveling overseas.
With an APR of 0% intro on purchases for 15 months, this card is also a great option for low interest. There is no annual fee, and no penalty APR if you happen to miss a payment. The ongoing APR is 16.49% - 26.49% (Variable) based on your creditworthiness.
Expert Reviews of the Capital One Quicksilver Cash Rewards Credit Card
The Bottom Line
This card has it all; a solid rewards rate and generous sign up bonus, a nice intro APR, and no annual fee.
The one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening is a great way to kick-start your rewards earning. Plus, this card comes with the most flexible cash back program on the market.
The Not so Good
You'll need excellent or good credit to get approved.
Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Capital One.