Capital One Quicksilver Cash Rewards Credit Card

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Capital One Quicksilver Cash Rewards Credit Card

 

Rated 4.5/5.0 stars by our editorial team

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4.5/5.0 from 402 Offer Ratings
Over the Past 60 Days!

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  • Regular Purchase APR 17.99% - 27.99% (Variable)
  • Intro Purchase APR 0% intro on purchases for 15 months
  • Intro BT APR 0% intro on balance transfers for 15 months
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®
  • Regular Purchase APR 17.99% - 27.99% (Variable)
  • Intro Purchase APR 0% intro on purchases for 15 months
  • Intro BT APR 0% intro on balance transfers for 15 months
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®

Highlights

  • Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • $0 annual fee and no foreign transaction fees
  • Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases and balance transfers for 15 months; 17.99%-27.99% variable APR after that; 3% fee on the amounts transferred within the first 15 months
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Card Fees

Foreign Transaction Fee

None

Balance Transfer Fee

3%

Cash Advance Fee

3% of the amount of the cash advance, but not less than $3

Penalty APR

None

Ongoing Information

Rewards Rate

1.5% Cash Back on every purchase, every day; 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)

Annual Fee

$0

Expert Reviews

From the CompareCards.com Editorial Team, updated on Dec 01, 2022

The Capital One Quicksilver Cash Rewards Credit Card is perfect for those who want to earn a flat rewards rate on all of their purchases. Cardholders will earn unlimited 1.5% cash back on every purchase with no restrictions. This card also has a great introductory bonus offer of a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening.

Unlike other cash back cards, you don't have to wait until you've accumulated $25 in cash back to redeem your rewards; you can redeem your cash back for any amount at anytime. Your . There are also no foreign transaction fees which makes this card a great option to use while traveling overseas.

With an APR of 0% intro on purchases for 15 months, this card is also a great option for low interest. There is no annual fee, and no penalty APR if you happen to miss a payment. The ongoing APR is 17.99% - 27.99% (Variable) based on your creditworthiness. It's the same for balance transfers: an APR of 0% intro on balance transfers for 15 months followed by an ongoing APR of 17.99% - 27.99% (Variable).

Expert Reviews of the Capital One Quicksilver Cash Rewards Credit Card

  • 4.0

    Regular APR

  • 5.0

    Intro APR

  • 4.0

    Fees

  • 4.5

    Benefits

  • 4.5/5

    Overall Rating

The Bottom Line

This card has it all; a solid rewards rate and generous sign up bonus, a nice intro APR, and no annual fee.

The Good

The one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening is a great way to kick-start your rewards earning. Plus, this card comes with the most flexible cash back program on the market.

The Not so Good

You'll need excellent or good credit to get approved.

Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Capital One.

Consumer Reviews

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OFFER RATING

4.5/5.0

402 Total Ratings

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YOUR RATING

 

Rated 4.5/5.0 stars by our editorial team

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Thanks for rating!

Change my rating to: Average

4.5/5.0 from 402 Offer Ratings
Over the Past 60 Days!

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