Citi Premier® Card

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Citi Premier® Card

 

Rated 4.5/5.0 stars by our editorial team

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4.5/5.0 from 2 Offer Ratings
Over the Past 60 Days!

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Rates & Fees
  • Regular Purchase APR 18.99% - 26.99% (Variable)
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $95
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®
  • Regular Purchase APR 18.99% - 26.99% (Variable)
  • Intro Purchase APR N/A
  • Intro BT APR N/A
  • Annual Fee $95
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®

Highlights

  • For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 80,000 Points are redeemable for $800 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases
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Card Fees

Foreign Transaction Fee

0%

Balance Transfer Fee

Balance transfer fee applies with this offer 5% of each balance transfer; $5 minimum.

Cash Advance Fee

5% of each cash advance; $10 minimum

Penalty APR

Up to 29.99% (Variable)

Ongoing Information

Rewards Rate

Earn 3X points per $1 spent at restaurants, supermarkets, gas stations, air travel and hotels and 1X per $1 spent on all other purchases

Annual Fee

$95

Additional Card Details

$0 Liability on Unauthorized Changes

Yes

Auto Rental Insurance

No

Extended Warranty Program

No

Roadside Assistance

No

Purchase Protection

No

Travel Assistance

No

Flight Accident Insurance

No

Lost Luggage Reimbursement

No

Concierge Service

Yes

Expert Reviews

From the CompareCards.com Editorial Team, updated on Oct 07, 2022

The Citi Premier® Card, from our partner Citi, is a well-rounded rewards credit card, especially for travel. This card offers one of the most generous rewards rates available: Earn 3X points per $1 spent at restaurants, supermarkets, gas stations, air travel and hotels and 1X per $1 spent on all other purchases You can also receive a big sign up bonus! For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening.

Your ThankYou® points have no expiration and there is no limit on the amount of points you can earn. Points can be redeemed in many ways including for merchandise, travel rewards, gift cards and more. You even have the ability to transfer your points to a number of popular airline frequent flyer programs and hotel loyalty accounts!

The annual fee is $95. If you enjoy overseas travel, you’ll be happy to know that there are no foreign transaction fees with this card. 

Expert Reviews of the Citi Premier® Card

  • 3.0

    Regular APR

  • 0.0

    Intro APR

  • 4.0

    Fees

  • 5.0

    Benefits

  • 4.5/5

    Overall Rating

The Bottom Line

The Citi Premier® Card has everything you need in a travel rewards credit card with a generous rewards rate, a hefty sign up bonus, and flexible redemption options.

The Good

Earn 3X points per $1 spent at restaurants, supermarkets, gas stations, air travel and hotels and 1X per $1 spent on all other purchases. The Citi Premier® Card has one of the most generous ongoing rewards programs available.

The Not so Good

The spending threshold to earn the sign up bonus is a bit high.

Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Citibank.

Consumer Reviews

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OFFER RATING

4.5/5.0

2 Total Ratings

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YOUR RATING

 

Rated 4.5/5.0 stars by our editorial team

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Change my rating to: Average

4.5/5.0 from 2 Offer Ratings
Over the Past 60 Days!

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