Bank of America® Unlimited Cash Rewards credit card

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Bank of America® Unlimited Cash Rewards credit card

 

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0/5.0 from 79 Offer Ratings
Over the Past 60 Days!

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  • Regular APR 18.24% - 28.24% Variable APR
  • Intro Purchase APR 0% Intro APR for 18 billing cycles for purchases
  • Intro BT APR Intro APR for 18 billing cycles for any balance transfers made in the first 60 days
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®
  • Regular Purchase APR 18.24% - 28.24% Variable APR
  • Intro Purchase APR 0% Intro APR for 18 billing cycles for purchases
  • Intro BT APR Intro APR for 18 billing cycles for any balance transfers made in the first 60 days
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®

Highlights

  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Earn unlimited 1.5% cash back on all purchases.  
  • If you're a Preferred Rewards member, you can earn 25%-75% more cash back on every purchase. That means you could earn 1.87%-2.62% cash back on every purchase with Preferred Rewards.  
  • No annual fee.
  • No limit to the amount of cash back you can earn and cash rewards don’t expire.  
  • New longer intro period! 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 18.24% - 28.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
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Card Fees

Foreign Transaction Fee

3%

Balance Transfer Fee

Either $10 or 3% of the amount of each transaction, whichever is greater.

Cash Advance Fee

See Terms

Penalty APR

up to 29.99% APR

Ongoing Information

Rewards Rate

1.5% cash back on all purchases

Annual Fee

$0

Additional Card Details

$0 Fraud Liability

Yes

Auto Rental Insurance

No

Extended Warranty Program

Yes

Roadside Assistance

Yes

Purchase Protection

No

Travel Assistance

Yes

Flight Accident Insurance

No

Lost Luggage Reimbursement

No

Concierge Service

Yes

Expert Reviews

From the CompareCards.com Editorial Team, updated on Feb 07, 2023

Expert Reviews of the Bank of America® Unlimited Cash Rewards credit card

  • 0.0

    Regular APR

  • 0.0

    Intro APR

  • 0.0

    Fees

  • 0.0

    Benefits

  • 0.0/5

    Overall Rating

The Bottom Line

The Good

The Not so Good

Editorial Note: This content is not provided by Bank of America. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Bank of America.

Consumer Reviews

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OFFER RATING

0.0/5.0

79 Total Ratings

5 STARS

(35)

4 STARS

(16)

3 STARS

(6)

2 STARS

(9)

1 STAR

(13)

YOUR RATING

 

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0/5.0 from 79 Offer Ratings
Over the Past 60 Days!

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