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The offers on the credit card landscape are constantly changing which is great news for consumers.
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Credit Cards for Fair Credit
- Compare credit cards for fair credit consumers from our partners
- Independent ratings and reviews for credit cards for average credit
- Secure and immediate online application process
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- Rewards Rate 1.5% Cash Back on every purchase, every day; 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
- No Limits or Restrictions No rotating categories, cash back won't expire for the life of the account and no limit to how much you can earn
- Regular Purchase APR 29.74% (Variable)
- Annual Fee $39
- Credit Needed Fair/Limited
- Card Brand Mastercard®
- Rewards Rate 1.5% Cash Back on every purchase, every day; 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
- No Limits or Restrictions No rotating categories, cash back won't expire for the life of the account and no limit to how much you can earn
- Regular Purchase APR 29.74% (Variable)
- Annual Fee $39
- Credit Needed Fair/Limited
- Card Brand Mastercard®
Highlights
- Earn unlimited 1.5% cash back on every purchase, every day
- No rotating categories or limits to how much you can earn, and cash back doesn't expire for the life of the account. It's that simple
- Be automatically considered for a higher credit line in as little as 6 months
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- Help strengthen your credit for the future with responsible card use
- Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
- Monitor your credit score with CreditWise from Capital One. It's free for everyone
- Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
- For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply
See additional details for Capital One QuicksilverOne Cash Rewards Credit Card
- Apply Online Fast and easy application process
- No Hidden Fees No deposit required and no penalty APR
- Regular APR 29.49%
- Annual Fee $59
- Credit Needed Fair/Poor/Limited
- Card Brand Mastercard®
- Apply Online Fast and easy application process
- No Hidden Fees No deposit required and no penalty APR
- Regular APR 29.49%
- Annual Fee $59
- Credit Needed Fair/Poor/Limited
- Card Brand Mastercard®
Highlights
- Fast and easy application process
- No deposit required
- No hidden fees
- No penalty APR
- Report to all three major credit bureaus
- Zero fraud liability for unauthorized charges
- Avant branded credit products are issued by WebBank, member FDIC
- Disclosure: If you are charged interest, the charge will be no less than $1.00
- Late Fee up to $39
- Checking your eligibility does not affect your credit score
See additional details for AvantCard Credit Card
- Credit Line Increase Be automatically considered for a higher credit line in as little as 6 months
- Annual Fee Pay no annual fee
- Regular Purchase APR 29.74% (Variable)
- Annual Fee $0
- Credit Needed Fair/Limited
- Card Brand Mastercard®
- Credit Line Increase Be automatically considered for a higher credit line in as little as 6 months
- Annual Fee Pay no annual fee
- Regular Purchase APR 29.74% (Variable)
- Annual Fee $0
- Credit Needed Fair/Limited
- Card Brand Mastercard®
Highlights
- No annual or hidden fees. See if you're approved in seconds
- Be automatically considered for a higher credit line in as little as 6 months
- Help build your credit through responsible use of a card like this
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- Monitor your credit score with CreditWise from Capital One. It's free for everyone
- Get access to your account 24 hours a day, 7 days a week with online banking from your desktop or smartphone, with Capital One's mobile app
- Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
- Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
- For Capital One products listed on this page, some of the benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply
See additional details for Capital One Platinum Credit Card
- Rewards Rate Earn 5% cash back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, and then 1% thereafter. Plus 1% cash back rewards on all other purchases, terms apply
- Cash Back Automatically earn More Cash Back Rewards for using your Credit One Bank card at participating merchants, terms apply
- Fraud Protection With $0 Fraud Liability, you won’t be responsible for unauthorized charges
- Annual Fee $95
- Credit Needed Good
- Card Brand Visa®
- Rewards Rate Earn 5% cash back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, and then 1% thereafter. Plus 1% cash back rewards on all other purchases, terms apply
- Cash Back Automatically earn More Cash Back Rewards for using your Credit One Bank card at participating merchants, terms apply
- Fraud Protection With $0 Fraud Liability, you won’t be responsible for unauthorized charges
- Annual Fee $95
- Credit Needed Good
- Card Brand Visa®
Highlights
- Earn 5% cash back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, and then 1% thereafter. Plus 1% cash back rewards on all other purchases, terms apply
- With $0 Fraud Liability, you won’t be responsible for unauthorized charges
- Free Online Credit Score and Credit Report summary, terms apply
- Automatically earn More Cash Back Rewards for using your Credit One Bank card at participating merchants, terms apply
- If you are a Covered Borrower under the Military Lending Act, you may get a different offer
See additional details for Credit One Bank® Platinum X5 Visa®
- Rewards Rate Earn 1% cash back on eligible purchases right away, and 2% to 10% cash back at select merchants
- Build Credit Those with thin to no credit file may be accepted based on Cash Flow underwriting alone. Petal card is reported to all 3 major credit bureaus.
- No Fees Of Any Kind No late fee, foreign transaction fee, or annual fee.
- Annual Fee $0
- Credit Needed N/A
- Card Brand Visa®
- Rewards Rate Earn 1% cash back on eligible purchases right away, and 2% to 10% cash back at select merchants
- Build Credit Those with thin to no credit file may be accepted based on Cash Flow underwriting alone. Petal card is reported to all 3 major credit bureaus.
- No Fees Of Any Kind No late fee, foreign transaction fee, or annual fee.
- Annual Fee $0
- Credit Needed N/A
- Card Brand Visa®
Highlights
- No fees whatsoever. No late fee, foreign transaction fee, annual fee, or any-other-kind-of-fee, fee.
- Variable APRs range from 17.49% - 31.49%
- Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments.
- 1% cash back on eligible purchases right away
- 2% - 10% cash back at select merchants
- $300 - $10,000 credit limits
- No credit score? No problem. If eligible, we'll create your Cash Score instead.
- See if you're pre-approved within minutes without impacting your credit score.
- Build credit alongside hundreds of thousands of Petal card members.
- Petal reports to all 3 major credit bureaus.
- No deposits required
- Card issued by WebBank, Member FDIC
See additional details for Petal® 2 Cash Back, No Fees Visa® Credit Card
- Mastercard Benefits Accepted Worldwide and $0 Fraud Liability
- Mobile Access Access your account online or from your mobile device 24/7
- Regular Purchase APR 24.9%
- Annual Fee $35-$99, depending on creditworthiness*
- Credit Needed Fair/Poor
- Card Brand Mastercard®
- Mastercard Benefits Accepted Worldwide and $0 Fraud Liability
- Mobile Access Access your account online or from your mobile device 24/7
- Regular Purchase APR 24.9%
- Annual Fee $35-$99, depending on creditworthiness*
- Credit Needed Fair/Poor
- Card Brand Mastercard®
Highlights
- Prequalify for a card today and it will not impact your credit score
- Less than perfect credit is okay
- Mobile account access at any time
- Protection from fraud if your card is stolen
- Account history is reported to the three major credit bureaus in the U.S
See additional details for Milestone Mastercard®
- Easy Pre-qualification Quick pre-qualification available with no impact to your credit score*
- Custom Card Design Pick from multiple card designs at no extra charge*
- Reports to Credit Bureaus Account history is reported to the three major credit bureaus in the U.S.
- Annual Fee $0 - $99
- Credit Needed Good/Fair
- Card Brand Mastercard®
- Easy Pre-qualification Quick pre-qualification available with no impact to your credit score*
- Custom Card Design Pick from multiple card designs at no extra charge*
- Reports to Credit Bureaus Account history is reported to the three major credit bureaus in the U.S.
- Annual Fee $0 - $99
- Credit Needed Good/Fair
- Card Brand Mastercard®
Highlights
- Easy pre-qualification process with fast response
- Don't have perfect credit? No problem!
- 24/7 access to your account, even on mobile!
- No security deposit
- Account history is reported to the three major credit bureaus in the U.S.
See additional details for Indigo® Mastercard®
- Easy Pre-qualification Prequalify for a card today and it will not impact your credit score
- Regular Purchase APR 24.9%
- Build Credit Reports to all three major credit bureaus
- Annual Fee $59-$99
- Credit Needed Good/Fair/Poor/Limited
- Card Brand Mastercard®
- Easy Pre-qualification Prequalify for a card today and it will not impact your credit score
- Regular Purchase APR 24.9%
- Build Credit Reports to all three major credit bureaus
- Annual Fee $59-$99
- Credit Needed Good/Fair/Poor/Limited
- Card Brand Mastercard®
Highlights
- Earn 1.5% cashback rewards on all of your eligible purchases!
- Reports to all three major credit bureaus
- Nationwide acceptance – use anywhere Mastercard is accepted in app, in store, and online
- Reports to all three major credit bureaus
See additional details for Destiny Mastercard®
- Get The Line You Deserve We automatically review your account for a Credit Line Increase after 6 months!
- No Surprises No monthly maintenance fees, No set up fees, No security deposit!
- Safe & Secure $0 fraud liability if your card is lost or stolen – our U.S. based Customer Care team is here for you.
- Annual Fee $75
- Credit Needed Fair
- Card Brand Mastercard®
- Get The Line You Deserve We automatically review your account for a Credit Line Increase after 6 months!
- No Surprises No monthly maintenance fees, No set up fees, No security deposit!
- Safe & Secure $0 fraud liability if your card is lost or stolen – our U.S. based Customer Care team is here for you.
- Annual Fee $75
- Credit Needed Fair
- Card Brand Mastercard®
Highlights
- Let's Grow Together!
- Credit line up to $1,500 – most receive $350; some higher
- In as little as 6 months you may get a credit line increase by making on-time payments and keeping your account in good standing
- Don’t worry if you don’t have perfect credit, let’s work to rebuild together!
- Skip the mail and apply easily and securely online
- 24/7 on-the-go account access with our free mobile app
See additional details for Blaze Mastercard® Credit Card
- Build Credit* Manageable credit limit, manageable payment, meant to fit your budget
- Fast Application Fill out an application and know in 60 seconds if you’re approved!
- Online Account Access A full-service website means PREMIER Bankcard® customers enjoy 24-hour access to easily manage personal account needs.
- Annual Fee See Provider Website
- Credit Needed Poor
- Card Brand Mastercard®
- Build Credit* Manageable credit limit, manageable payment, meant to fit your budget
- Fast Application Fill out an application and know in 60 seconds if you’re approved!
- Online Account Access A full-service website means PREMIER Bankcard® customers enjoy 24-hour access to easily manage personal account needs.
- Annual Fee See Provider Website
- Credit Needed Poor
- Card Brand Mastercard®
Highlights
- You don’t need good credit to apply.
- We help people with bad credit, every day.
- Just complete the short application and find out in 60 seconds if you’re approved.
- You can build* or rebuild your credit: apply for a PREMIER Bankcard credit card, keep your balance low, and pay all your monthly bills on time.
- Don’t let a low FICO score stop you from applying – we approve applications others may not.
- FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.
- *Build credit by keeping your balance low and paying all your bills on time every month.
See additional details for PREMIER Bankcard® Grey Credit Card
- Recurring Fees Annual fee and monthly fees vary, depending on credit limit. See terms.
- Rewards Rate Up to 3% Cashback
- Increase Credit Periodic Credit Increase Reviews
- Annual Fee As low as $85
- Credit Needed Fair
- Card Brand Mastercard®
- Recurring Fees Annual fee and monthly fees vary, depending on credit limit. See terms.
- Rewards Rate Up to 3% Cashback
- Increase Credit Periodic Credit Increase Reviews
- Annual Fee As low as $85
- Credit Needed Fair
- Card Brand Mastercard®
Highlights
- With the Fortiva® MasterCard® Credit Card, you earn up to 3% cash back reward.
- Make contactless payments through Mobile Wallet
- Periodic Credit Increase Reviews
- Free access to your Vantage 3.0 score from Equifax†
- † Your credit score will be available in your online account 60 days after your account is opened. (Registration required) The free VantageScore 3.0 credit score provided by Equifax is for educational purposes only and may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.
See additional details for Fortiva® MasterCard® Credit Card
- Easy Application Fast and easy application process; results in seconds.
- Build Credit Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements). Monthly reporting to the three major credit bureaus.
- Pre-Qualification See if you’re Pre-Qualified with no impact to your credit score.
- Annual Fee See Terms
- Credit Needed Fair/Poor/Limited
- Card Brand Mastercard®
- Easy Application Fast and easy application process; results in seconds.
- Build Credit Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements). Monthly reporting to the three major credit bureaus.
- Pre-Qualification See if you’re Pre-Qualified with no impact to your credit score.
- Annual Fee See Terms
- Credit Needed Fair/Poor/Limited
- Card Brand Mastercard®
Highlights
- See if you’re Pre-Qualified with no impact to your credit score
- Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
- All credit types welcome to apply
- Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
- Initial Credit Limit of $300 – $1,000* (subject to available credit)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Checking Account Required
See additional details for Reflex® Platinum Mastercard®
- Build Credit Monthly reporting to the three major credit bureaus
- Worldwide Use Use your card wherever Mastercard is accepted
- Easy Application Process All credit types welcome to apply
- Annual Fee See website for Details*
- Credit Needed Fair/Poor
- Card Brand Mastercard®
- Build Credit Monthly reporting to the three major credit bureaus
- Worldwide Use Use your card wherever Mastercard is accepted
- Easy Application Process All credit types welcome to apply
- Annual Fee See website for Details*
- Credit Needed Fair/Poor
- Card Brand Mastercard®
Highlights
- Click "APPLY NOW" to apply online
- Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
- All credit types welcome to apply!
- Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
- Initial Credit Limit of $300 – $1,000* (subject to available credit)
- Monthly reporting to the three major credit bureaus
- See if you’re Pre-Qualified without impacting your credit score
- Fast and easy application process; results in seconds
- Free online account access 24/7
- Checking Account Required
See additional details for Surge® Platinum Mastercard®
- Rewards Rate Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone service, internet, cable and satellite TV services, terms apply
- Purchase APR 28.24% Variable
- Grow Your Credit Line Automatic reviews for credit line increase opportunities
- Annual Fee $39
- Credit Needed Good/Fair
- Card Brand Visa®
- Rewards Rate Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone service, internet, cable and satellite TV services, terms apply
- Purchase APR 28.24% Variable
- Grow Your Credit Line Automatic reviews for credit line increase opportunities
- Annual Fee $39
- Credit Needed Good/Fair
- Card Brand Visa®
Highlights
- Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone service, internet, cable and satellite TV services, terms apply
- With $0 Fraud Liability, you won’t be responsible for unauthorized charges
- Automatic reviews for credit line increase opportunities
- Free Online Credit Score and Credit Report summary, terms apply
- Choose your monthly payment due date for added convenience, terms apply
- Never miss an account update with customizable text and email alerts
- Manage your account on-the-go with the Credit One Bank mobile app
- Show off your personality by selecting from a variety of card designs, a fee may apply
See additional details for Credit One Bank® Platinum Visa®
- Intro Purchase APR 0% intro for 6 Months*
- Rewards Rate 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically
- Ongoing APR 17.49% - 26.49% Variable APR*
- Annual Fee $0
- Credit Needed Fair/Limited
- Card Brand Discover
- Intro Purchase APR 0% intro for 6 Months*
- Rewards Rate 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically
- Ongoing APR 17.49% - 26.49% Variable APR*
- Annual Fee $0
- Credit Needed Fair/Limited
- Card Brand Discover
Highlights
- INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
- Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
- No credit score required to apply.
- Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
- No annual fee and build your credit with responsible use.
- 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 17.49% - 26.49% applies.
- Click through to Discover’s website to see terms and conditions.
See additional details for Discover it® Student Cash Back
- Annual Fee $75 1st year, $48 after
- Monthly Fee None 1st year, $6.25 after
- Activation Fee $89
- Annual Fee $75 1st year, $48 after
- Credit Needed Fair/Poor
- Card Brand Visa®
- Annual Fee $75 1st year, $48 after
- Monthly Fee None 1st year, $6.25 after
- Activation Fee $89
- Annual Fee $75 1st year, $48 after
- Credit Needed Fair/Poor
- Card Brand Visa®
Highlights
- Revvi active cardholders get exclusive access to free Credit Monitoring powered by TransUnion!
- Earn 1% cash back rewards^^ on payments made to your Revvi Credit Card
- Jump on board with Revvi! Perfect credit not required
- Fast and easy application; response provided in seconds
- You asked, we listened – get the Revvi mobile app now
- Reports monthly to all three major credit bureaus
- $300 credit limit (subject to available credit)
- Checking account required
*See rates, fees, costs and limitations for additional details and Revvi Rewards Program Terms & Conditions for details^^
See additional details for Revvi Card
- Build Credit* Manageable credit limit, manageable payment, meant to fit your budget
- Fast Application Fill out an application and know in 60 seconds if you’re approved!
- Online Account Access A full-service website means PREMIER Bankcard® customers enjoy 24-hour access to easily manage personal account needs.
- Annual Fee See Provider Website
- Credit Needed Poor
- Card Brand Mastercard®
- Build Credit* Manageable credit limit, manageable payment, meant to fit your budget
- Fast Application Fill out an application and know in 60 seconds if you’re approved!
- Online Account Access A full-service website means PREMIER Bankcard® customers enjoy 24-hour access to easily manage personal account needs.
- Annual Fee See Provider Website
- Credit Needed Poor
- Card Brand Mastercard®
Highlights
- Don’t let a low FICO score stop you from applying – we approve applications others may not.
- You don’t need good credit to apply.
- Just complete the short application and find out in 60 seconds if you’re approved.
- When you need assistance our award-winning US-based Customer Service agents are there to help.
- FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.
See additional details for PREMIER Bankcard® Mastercard® Credit Card
- Credit Line Initial Credit Limit of $400.00* (Subject to available credit)
- Easy Application Fast and easy application process; results in seconds. All credit types welcome to apply.
- Build Credit Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements). Monthly reporting to the three major credit bureaus.
- Annual Fee See Terms
- Credit Needed Fair/Poor
- Card Brand Mastercard®
- Credit Line Initial Credit Limit of $400.00* (Subject to available credit)
- Easy Application Fast and easy application process; results in seconds. All credit types welcome to apply.
- Build Credit Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements). Monthly reporting to the three major credit bureaus.
- Annual Fee See Terms
- Credit Needed Fair/Poor
- Card Brand Mastercard®
Highlights
- $400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)
- All credit types welcome to apply
- Monthly reporting to the three major credit bureaus
- Initial Credit Limit of $400.00* (Subject to available credit)
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
- Checking Account Required
See additional details for FIT® Platinum Mastercard®
- Credit Line Up to $20,000*
- Rewards Rate 1.5% unlimited cash back on card purchases every time you make a payment
- Annual Fee $0
- Annual Fee $0
- Credit Needed Fair
- Card Brand Visa®
- Credit Line Up to $20,000*
- Rewards Rate 1.5% unlimited cash back on card purchases every time you make a payment
- Annual Fee $0
- Annual Fee $0
- Credit Needed Fair
- Card Brand Visa®
Highlights
- $200 bonus after opening a Rewards Checking account and making 3 debit card transactions*
- Earn 1.5% unlimited cash back on card purchases every time you make a payment
- Combine the flexibility of a credit card with the predictability of a personal loan
- $0 annual fee, $0 activation fees, $0 foreign transaction fees
- No touch payments with contactless technology built in
- See if you qualify in minutes without hurting your credit score
- Great for large purchases with predictable payments you can budget for
- Mobile app to access your account anytime, anywhere
- Enjoy peace of mind with $0 Fraud liability
- *To qualify for the welcome bonus, you must open and fund a new Rewards Checking account and make 3 qualifying debit card transactions from your Rewards Checking account within 60 days of the date the Upgrade Card account is opened. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Your Upgrade Card and Rewards Checking account must be open and in good standing to receive a bonus. If you have previously opened a Rewards Checking account or do not open one as part of this application process, you are not eligible for this welcome bonus offer. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking account as a one-time payout credit within 60 days after the 3rd qualifying card purchase.
See additional details for Upgrade Cash Rewards Visa®
- Intro Purchase APR 0% Intro APR for 6 months
- Rewards Rate 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically
- Ongoing APR 17.49% - 26.49% Variable APR*
- Annual Fee $0
- Credit Needed Fair/Limited
- Card Brand Discover
- Intro Purchase APR 0% Intro APR for 6 months
- Rewards Rate 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically
- Ongoing APR 17.49% - 26.49% Variable APR*
- Annual Fee $0
- Credit Needed Fair/Limited
- Card Brand Discover
Highlights
- INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
- Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
- No credit score required to apply.
- Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
- No annual fee and build your credit with responsible use.
- 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 17.49% - 26.49% applies.
- Click through to Discover’s website to see terms and conditions.
See additional details for Discover it® Student chrome
- Rewards Rate Earn 2% to 10% cash back at select merchants
- Build Credit Cash Score technology may help applicants without credit history get approved. Petal reports to all 3 major credit bureaus
- Credit Limit $300 - $5,000 credit limits
- Annual Fee $0
- Credit Needed N/A
- Card Brand Visa®
- Rewards Rate Earn 2% to 10% cash back at select merchants
- Build Credit Cash Score technology may help applicants without credit history get approved. Petal reports to all 3 major credit bureaus
- Credit Limit $300 - $5,000 credit limits
- Annual Fee $0
- Credit Needed N/A
- Card Brand Visa®
Highlights
- $0 Annual Fee
- Variable APRs range from 24.49% - 33.99%
- $300 - $5,000 credit limits
- Earn a credit limit increase in as little as 6 months. Terms and conditions apply.
- No credit score? No problem. If eligible, we'll create your Cash Score instead.
- 2% - 10% cash back at select merchants
- See if you're pre-approved within minutes without impacting your credit score.
- No annual or foreign transaction fees.
- Build credit alongside hundreds of thousands of Petal card members.
- Petal's mobile app makes it easy to manage your money, track your spending, and automate payments.
- Petal reports to all 3 major credit bureaus
- No deposits required
- Card issued by WebBank, Member FDIC
See additional details for Petal® 1 No Annual Fee Visa® Credit Card
- Rewards Rate Up to 3% Cashback Reward
- Regular APR 29.99% OR 36% (V)
- Credit Line Up to $1,000 credit limit subject to credit approval
- Annual Fee As low as $85
- Credit Needed Fair
- Card Brand Mastercard®
- Rewards Rate Up to 3% Cashback Reward
- Regular APR 29.99% OR 36% (V)
- Credit Line Up to $1,000 credit limit subject to credit approval
- Annual Fee As low as $85
- Credit Needed Fair
- Card Brand Mastercard®
Highlights
- With the Aspire® Mastercard® Credit Card, you earn 3% cash back reward on Gas, Groceries and Utility Payments
- Earn 1% cash back reward on all other purchases
- Up to $1,000 credit limit subject to credit approval
- Pre-qualify without affecting your credit score
- No deposits or program fee
- Free access to your Vantage 3.0 score from Equifax*
- Simple Secure Online Application
- Unsecured Mastercard®
- *Your credit score will be available in your online account 60 days after your account is opened. (Registration required) The free VantageScore 3.0 credit score provided by Equifax is for educational purposes only and may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.
See additional details for Aspire® Cash Back Reward Card
*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.
Credit Card Offers for Fair Credit
If you have fair credit, or have had some credit history dings or other problems but are not yet in the bad credit category, then you should be able to apply for and get a credit card for fair credit. Those with bad credit generally have no choice but to apply for a secured or prepaid card, but in your case having average or fair credit qualifies you to be responsible for adhering to a credit limit and carrying a balance over from one month to the next if you decide to do that. That also means that you’ll have a great chance to improve your credit score and credit history – which will entitle you to even better rates, credit cards, and cardholder privileges.
It’s a good idea to shop for a good credit card with the most manageable fees and interest rates, because that will make it much easier for you to manage your budget and card payments. Cards with no annual fee, for example, are cheaper – and so are ones that have a lower APR. Use the info in the reviews in this section – and crunch the numbers using this site’s credit card calculators and other tools – to help you make a wise pick of the best credit cards for fair credit. FICO ranges for fair or average credit typically range from 620 to 680.
Try to use not more than 25-30% of your allowed limit each month, because that will look better on your credit report. Soon you may be offered a higher credit limit and as your credit score rises from fair to good it will be possible to shop for even more attractive and competitive interest rate card.
Disclaimer: FICO scores are used to represent the creditworthiness of a person and may be one indicator of the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product.
