Reviews
" " The offers on the credit card landscape are constantly changing which is great news for consumers.

Trusted & Secure
trust icon

Empowering over
50,000,000 card holders Since 2005

Chase Credit Cards

  • Compare Chase credit card rewards and Chase card offers
  • Independent ratings and reviews of Chase bank credit cards
  • Secure and immediate online application process

See offers from our partners below.

Our pick for credit card rewards optimizers

Chase Freedom Flex℠
 

Rated 4.5/5.0 stars by our editorial team

Click the stars to submit your rating.

Rating already submitted!

Thanks for rating!

Change my rating to: Average

4.5/5.0 from 124 Offer Ratings
Over the Past 60 Days!

Apply Now

on Chase's secure site

  • Sign-Up Bonus Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening!
  • Introductory APR 0% Intro APR on Purchases for 15 months
  • Regular APR 19.24% - 27.99% Variable
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®
  • Sign-Up Bonus Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening!
  • Introductory APR 0% Intro APR on Purchases for 15 months
  • Regular APR 19.24% - 27.99% Variable
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Mastercard®

Highlights

  • Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
  • 5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
  • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.
  • No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.24% - 27.99%.
  • No annual fee – You won't have to pay an annual fee for all the great features that come with your Freedom Flex℠ card
  • Keep tabs on your credit health - Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.

See additional details for Chase Freedom Flex℠

Our pick for best bonus categories

Chase Freedom Unlimited®
 

Rated 4/5.0 stars by our editorial team

Click the stars to submit your rating.

Rating already submitted!

Thanks for rating!

Change my rating to: Average

4/5.0 from 89 Offer Ratings
Over the Past 60 Days!

Apply Now

on Chase's secure site

  • Sign-Up Bonus Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That’s 6.5% on travel purchased through Chase Ultimate Rewards®, 4.5% on dining and drugstores, and 3% on all other purchases.
  • Introductory APR 0% Intro APR on Purchases for 15 months on purchases
  • Regular APR 19.24% - 27.99% Variable
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®
  • Sign-Up Bonus Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That’s 6.5% on travel purchased through Chase Ultimate Rewards®, 4.5% on dining and drugstores, and 3% on all other purchases.
  • Introductory APR 0% Intro APR on Purchases for 15 months on purchases
  • Regular APR 19.24% - 27.99% Variable
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®

Highlights

  • INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
  • Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
  • After your first year or $20,000 spent, enjoy 5% cash back on Chase travel purchased through Ultimate Rewards®, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
  • No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
  • Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 19.24% - 27.99%
  • No annual fee – You won’t have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
  • Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.

See additional details for Chase Freedom Unlimited®

Our pick for best welcome offer

Chase Sapphire Preferred® Card
 

Rated 4/5.0 stars by our editorial team

Click the stars to submit your rating.

Rating already submitted!

Thanks for rating!

Change my rating to: Average

4/5.0 from 90 Offer Ratings
Over the Past 60 Days!

Apply Now

on Chase's secure site

  • Sign-Up Bonus Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
  • Rewards Rate 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases
  • Bonus Perks Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
  • Annual Fee $95
  • Credit Needed Excellent
  • Card Brand Visa®
  • Sign-Up Bonus Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
  • Rewards Rate 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases
  • Bonus Perks Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
  • Annual Fee $95
  • Credit Needed Excellent
  • Card Brand Visa®

Highlights

 

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
  • Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2024.

See additional details for Chase Sapphire Preferred® Card

Ink Business Unlimited® Credit Card
 

Rated 5/5.0 stars by our editorial team

Click the stars to submit your rating.

Rating already submitted!

Thanks for rating!

Change my rating to: Average

5/5.0 from 23 Offer Ratings
Over the Past 60 Days!

Apply Now

on Chase's secure site

  • Sign-Up Bonus LIMITED TIME OFFER: Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
  • Rewards Rate Earn unlimited 1.5% cash back on every purchase made for your business
  • Rates & Fees $0 annual fee and 0% Intro APR on Purchases for 12 months, then an APR of 17.49% - 23.49% Variable.
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®
  • Sign-Up Bonus LIMITED TIME OFFER: Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
  • Rewards Rate Earn unlimited 1.5% cash back on every purchase made for your business
  • Rates & Fees $0 annual fee and 0% Intro APR on Purchases for 12 months, then an APR of 17.49% - 23.49% Variable.
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®

Highlights

  • BEST OFFER EVER: Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase made for your business
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®
  • Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control
  • With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information
  • 0% introductory APR for 12 months on purchases

See additional details for Ink Business Unlimited® Credit Card

Ink Business Cash® Credit Card
 

Rated 5/5.0 stars by our editorial team

Click the stars to submit your rating.

Rating already submitted!

Thanks for rating!

Change my rating to: Average

5/5.0 from 8 Offer Ratings
Over the Past 60 Days!

Apply Now

on Chase's secure site

  • Intro Purchase APR 0% Intro APR on Purchases for 12 months, then 17.49% - 23.49% Variable
  • Sign-Up Bonus LIMITED TIME OFFER: Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
  • Cash Back Rewards Earn 5% cash back in select business categories
  • Annual Fee $0
  • Credit Needed Excellent
  • Card Brand Visa®
  • Intro Purchase APR 0% Intro APR on Purchases for 12 months, then 17.49% - 23.49% Variable
  • Sign-Up Bonus LIMITED TIME OFFER: Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
  • Cash Back Rewards Earn 5% cash back in select business categories
  • Annual Fee $0
  • Credit Needed Excellent
  • Card Brand Visa®

Highlights

  • BEST OFFER EVER: Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
  • With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®
  • 0% introductory APR for 12 months on purchases

See additional details for Ink Business Cash® Credit Card

Southwest® Rapid Rewards® Performance Business Credit Card
 

Rated 4/5.0 stars by our editorial team

Click the stars to submit your rating.

Rating already submitted!

Thanks for rating!

Change my rating to: Average

4/5.0 from 1 Offer Ratings
Over the Past 60 Days!

Apply Now

on Chase's secure site

  • Sign-Up Bonus Earn 80,000 points after you spend $5,000 on purchases in the first 3 months.
  • Rewards Rate Earn 4 points per $1 spent on Southwest® purchases. Earn 3 points per $1 spent on Rapid Rewards® hotel and car rental partners. Earn 2 points per $1 spent on local transit and commuting, including rideshare. Earn 2 points per $1 spent on social media and search engine advertising, internet, cable, and phone services. Earn 1 point per $1 spent on all other purchases.
  • Bonus Perks 9,000 bonus points after your Cardmember anniversary
  • Annual Fee $199
  • Credit Needed Excellent
  • Card Brand Visa®
  • Sign-Up Bonus Earn 80,000 points after you spend $5,000 on purchases in the first 3 months.
  • Rewards Rate Earn 4 points per $1 spent on Southwest® purchases. Earn 3 points per $1 spent on Rapid Rewards® hotel and car rental partners. Earn 2 points per $1 spent on local transit and commuting, including rideshare. Earn 2 points per $1 spent on social media and search engine advertising, internet, cable, and phone services. Earn 1 point per $1 spent on all other purchases.
  • Bonus Perks 9,000 bonus points after your Cardmember anniversary
  • Annual Fee $199
  • Credit Needed Excellent
  • Card Brand Visa®

Highlights

  • Earn 80,000 points after you spend $5,000 on purchases in the first 3 months.
  • 9,000 bonus points after your Cardmember anniversary.
  • Earn 4X points on Southwest® purchases.
  • Earn 3X points on Rapid Rewards® hotel and car partners.
  • Earn 2X points on rideshare.
  • Earn 2X points on social media and search engine advertising, internet, cable, and phone services and 1X points on all other purchases.
  • 4 Upgraded Boardings per year when available.
  • Global Entry or TSA PreCheck® Fee Credit.
Southwest® Rapid Rewards® Premier Business Credit Card
 

Rated 4.5/5.0 stars by our editorial team

Click the stars to submit your rating.

Rating already submitted!

Thanks for rating!

Change my rating to: Average

4.5/5.0 from 0 Offer Ratings
Over the Past 60 Days!

Apply Now

on Chase's secure site

  • Sign-Up Bonus Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
  • Bonus Miles 6,000 bonus points after your Cardmember anniversary
  • Rewards Rate Earn 3 points per $1 spent on Southwest® purchases. Earn 2 points per $1 spent on Rapid Rewards® hotel and car partners. Earn 2 points per $1 spent on local transit and commuting, including rideshare. Earn 1 point per $1 spent on all other purchases.
  • Annual Fee $99
  • Credit Needed Excellent
  • Card Brand Visa®
  • Sign-Up Bonus Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
  • Bonus Miles 6,000 bonus points after your Cardmember anniversary
  • Rewards Rate Earn 3 points per $1 spent on Southwest® purchases. Earn 2 points per $1 spent on Rapid Rewards® hotel and car partners. Earn 2 points per $1 spent on local transit and commuting, including rideshare. Earn 1 point per $1 spent on all other purchases.
  • Annual Fee $99
  • Credit Needed Excellent
  • Card Brand Visa®

Highlights

  • Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
  • 6,000 bonus points after your Cardmember anniversary.
  • Earn 3X points on Southwest Airlines® purchases.
  • Earn 2X points on Rapid Rewards® hotel and car partners.
  • Earn 2X points on rideshare.
  • 1 point per $1 spent on all other purchases.
  • 2 EarlyBird Check-In® each year.
  • Earn unlimited tier qualifying points towards A-List status.

Our pick for 5x travel rewards

Chase Sapphire Reserve®
 

Rated 5/5.0 stars by our editorial team

Click the stars to submit your rating.

Rating already submitted!

Thanks for rating!

Change my rating to: Average

5/5.0 from 12 Offer Ratings
Over the Past 60 Days!

Apply Now

on Chase's secure site

  • Sign-Up Bonus Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®
  • Rewards Rate 5x points on flights and 10x points on hotels and car rentals through Chase Ultimate Rewards®
  • Extra Perks $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Annual Fee $550
  • Credit Needed Excellent
  • Card Brand Visa®
  • Sign-Up Bonus Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®
  • Rewards Rate 5x points on flights and 10x points on hotels and car rentals through Chase Ultimate Rewards®
  • Extra Perks $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Annual Fee $550
  • Credit Needed Excellent
  • Card Brand Visa®

Highlights

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
  • Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $900 toward travel
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority PassTM Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheck®
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more

See additional details for Chase Sapphire Reserve®

United℠ Explorer Card
 

Rated 4/5.0 stars by our editorial team

Click the stars to submit your rating.

Rating already submitted!

Thanks for rating!

Change my rating to: Average

4/5.0 from 1 Offer Ratings
Over the Past 60 Days!

Apply Now

on Chase's secure site

  • Sign-Up Bonus Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
  • Rewards Rate Earn 2 miles per $1 spent on dining, hotel stays and United® purchases. 1 mile per $1 spent on all other purchases
  • Extra Perks Priority boarding, free first checked bag & $0 foreign transaction fee
  • Annual Fee $0 Intro for the First Year, then $95
  • Credit Needed Excellent/Good
  • Card Brand Visa®
  • Sign-Up Bonus Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
  • Rewards Rate Earn 2 miles per $1 spent on dining, hotel stays and United® purchases. 1 mile per $1 spent on all other purchases
  • Extra Perks Priority boarding, free first checked bag & $0 foreign transaction fee
  • Annual Fee $0 Intro for the First Year, then $95
  • Credit Needed Excellent/Good
  • Card Brand Visa®

Highlights

  • Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
  • $0 introductory annual fee for the first year, then $95.
  • Earn 2 miles per $1 spent on dining, hotel stays, and United® purchases
  • Up to $100 Global Entry, TSA PreCheck® or NEXUS fee credit
  • 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Explorer Card
  • Free first checked bag - a savings of up to $140 per roundtrip. Terms Apply.
  • Enjoy priority boarding privileges and visit the United ClubSM with 2 one-time passes each year for your anniversary
  • Get one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by 12/31/24.

See additional details for United℠ Explorer Card

United Club℠ Infinite Card
 

Rated 4/5.0 stars by our editorial team

Click the stars to submit your rating.

Rating already submitted!

Thanks for rating!

Change my rating to: Average

4/5.0 from 0 Offer Ratings
Over the Past 60 Days!

Apply Now

on Chase's secure site

  • Sign-Up Bonus Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.
  • Rewards Rate Earn 4 miles per $1 spent on United® purchases, 2 miles per $1 spent on all other travel and dining and 1 mile per $1 spent on all other purchases.
  • Travel Benefits Free first and second checked bags - a savings of up to $320 per roundtrip. Terms Apply
  • Annual Fee $525
  • Credit Needed Excellent
  • Card Brand Visa®
  • Sign-Up Bonus Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.
  • Rewards Rate Earn 4 miles per $1 spent on United® purchases, 2 miles per $1 spent on all other travel and dining and 1 mile per $1 spent on all other purchases.
  • Travel Benefits Free first and second checked bags - a savings of up to $320 per roundtrip. Terms Apply
  • Annual Fee $525
  • Credit Needed Excellent
  • Card Brand Visa®

Highlights

  • Earn 80,000 bonus miles.
  • Earn 4 miles per $1 spent on United® purchases including tickets, Economy Plus®, inflight food, beverages and Wi-Fi, and other United charges.
  • Earn 2 miles per $1 spent on all other travel
  • Earn 2 miles per $1 spent on dining including eligible delivery services
  • Earn 500 Premier qualifying points for every $12K you spend on purchases, up to 8,000 PQP in a calendar year.
  • Earn 1 mile per $1 spent on all other purchases
  • Up to $100 Global Entry, TSA PreCheck® or NEXUS fee credit
  • Free first and second checked bags - a savings of up to $320 per roundtrip. Terms Apply

See additional details for United Club℠ Infinite Card

Chase Freedom® Student credit card
 

Rated 0/5.0 stars by our editorial team

Click the stars to submit your rating.

Rating already submitted!

Thanks for rating!

Change my rating to: Average

0/5.0 from 3 Offer Ratings
Over the Past 60 Days!

Apply Now

on Chase's secure site

  • Rewards Rate Earn 1% cash back on all purchases plus $20 Good Standing Rewards after each account anniversary for up to 5 years
  • Sign-Up Bonus $50 Bonus after first purchase made within the first 3 months from account opening
  • APR 19.24% Variable on purchases and balance transfers
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®
  • Rewards Rate Earn 1% cash back on all purchases plus $20 Good Standing Rewards after each account anniversary for up to 5 years
  • Sign-Up Bonus $50 Bonus after first purchase made within the first 3 months from account opening
  • APR 19.24% Variable on purchases and balance transfers
  • Annual Fee $0
  • Credit Needed Excellent/Good
  • Card Brand Visa®

Highlights

  • $50 Bonus after first purchase made within the first 3 months from account opening
  • Earn 1% cash back on all purchases
  • No annual Fee
  • $20 Good Standing Rewards after each account anniversary for up to 5 years
  • Earn a credit limit increase after making 5 monthly payments on time within 10 months from account opening when meeting credit criteria
  • No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.
  • Free credit score with Chase Credit Journey

See additional details for Chase Freedom® Student credit card

*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.

Chase Credit Card / Chase Card Review

Chase credit cards are issued through JPMorgan Chase, which traces its history back to the early days of industrial development in the USA. The Chase Manhattan Bank was a prominent bank at the turn of the 20th century. Eventually in the year 2000 J.P. Morgan Bank and Chase Manhattan combined forces through a corporate merger. Today JPMorgan Chase is a major financial services company servicing individual clients and business customers in more than 50 countries.

Chase credit cards come in a full range of credit cards tailored to customer spending patterns and goals, and there is a wide variety to choose from when it comes to rewards and cash-back programs. Some of the best travel, hotel, and airline rewards programs are offered by Chase, and the company also has innovative bonus and cash-back cards for both individuals and businesses. Offers  include, for example, Marriott Rewards and Chase Hyatt hotel rewards credit cards; several Ink Rewards cards; Sapphire, Slate, and Freedom Cards; and airline cards for Southwest and United. To help you understand the distinctions between various Chase cards this section contains complete snapshots of each Chase credit card along with expert reviews and summaries.


Compare Cards
Add a Card +
Back to top ↑